Cindy Tran

Financial Professional

Wealth Space

• 20 plus years in financial services industry specializing in Insurance, Investment & Mortgage with strong understanding of banking and lending products.

   

• 2001 to 2007, became Vice President of Private Banking Division of Wells Fargo Bank with primary goals to manage the money and oversee the financial activities of high net-worth clients, proactively advised and consulting with the clients, explaining the types of financial services available, educating investment options versus potential risks and recommending investments, closely monitored the performance of client accounts, to ensure that the accounts are behaving positively and meeting client needs based on the clients goals, income and spending to manage the portfolio.

   

• 2008 to 2012, owned and operated 14 retail-chain stores while maximizing effective strategies to maintains stores staff by recruiting, selecting, orienting, and training employees, coaching, counseling, and disciplining employees; planning, monitoring, and appraising job results, to achieve financial objectives by preparing an annual budget; scheduling expenditures; analyzing variances; initiating corrective actions, and determined marketing strategy changes by reviewing operating and financial statements and departmental sales records.

   

• 2013 to 2016, originated mortgage loans by examining client application and supporting documentation; estimating credit-worthiness; calculating repayment risk; verification, and preparation of mortgage loan documentation; scheduling and completing mortgage loan closing.

   

• 2016 to present, a Member of Executive Leadership Council of Wealth Space. Speaks English & Vietnamese and conversational Chinese & Spanish.